What do payers pay pain-management groups in CO?
Across 144 NPIs, the median published rate is 96.5% of locality-adjusted Medicare (September 2026 files).
Data as of the September 2026 payer files.
Across 113 procedure codes and 3 payers, the median published rate is 118 percent of locality-adjusted Medicare in the September 2026 payer files. UnitedHealthcare publishes the highest median at 131 percent and Cigna the lowest at 103 percent, a spread of 28 points on identical work. 3 of 3 payers sit at or above Medicare. The best-covered row rests on 144 confirmed NPIs, and any combination under five is withheld rather than shown thin. These are contracted amounts the payer published, not what a practice was paid, and every row clears the ghost-rate filter, so each NPI counted here actually billed the code in the Medicare utilization file.
Published rates
| Payer | Code | Site | n | p25 | p50 | p75 | % of Medicare |
|---|---|---|---|---|---|---|---|
| UnitedHealthcare | 99214 | professional | 144 | 117.04 | 134.75 | 182.32 | 96.5% |
| Cigna | 99214 | professional | 141 | 106.69 | 136.76 | 177.12 | 97.9% |
| Aetna | 99214 | professional | 125 | 17.9 | 86.83 | 118.59 | 75.5% |
| UnitedHealthcare | 99213 | professional | 115 | 80.1 | 90.78 | 122.7 | 92.5% |
| UnitedHealthcare | 99204 | professional | 109 | 202.4 | 237.85 | 329.53 | 130.7% |
| Cigna | 99213 | professional | 109 | 73.03 | 92.69 | 122.68 | 94.4% |
| Cigna | 99204 | professional | 106 | 177.33 | 217.93 | 255.73 | 119.8% |
| Aetna | 99213 | professional | 101 | 10.62 | 60.41 | 82.42 | 73% |
| UnitedHealthcare | 64483 | professional | 99 | 258.63 | 298.25 | 392.83 | 107.7% |
| Aetna | 99204 | professional | 92 | 23.03 | 119.75 | 183.29 | 79.8% |
| UnitedHealthcare | 64493 | professional | 90 | 203.28 | 230.48 | 298.53 | 116.1% |
| Aetna | 64483 | professional | 89 | 35.07 | 118.4 | 205.67 | 84.5% |
| UnitedHealthcare | 27096 | professional | 83 | 182.22 | 202.1 | 265.49 | 110.4% |
| Aetna | 64493 | professional | 83 | 132.37 | 157.91 | 211.14 | 88.6% |
| UnitedHealthcare | 64494 | professional | 82 | 104.72 | 123.32 | 159.8 | 123.9% |
| UnitedHealthcare | 64635 | professional | 79 | 481.72 | 555.6 | 723.91 | 114.7% |
| UnitedHealthcare | 64636 | professional | 77 | 171.95 | 200.8 | 261.96 | 76.1% |
| Cigna | 64635 | professional | 76 | 342.68 | 421.35 | 506.51 | 86.6% |
| Cigna | 64483 | professional | 75 | 220.72 | 256.69 | 274.93 | 92.7% |
| Aetna | 64635 | professional | 75 | 61.92 | 216.71 | 362.13 | 84.5% |
| Aetna | 27096 | professional | 74 | 24.87 | 62.18 | 147.03 | 86.4% |
| Aetna | 64494 | professional | 73 | 69.32 | 85.27 | 109.28 | 95.8% |
| UnitedHealthcare | 64484 | professional | 69 | 126.95 | 140.84 | 178.46 | 114.8% |
| Aetna | 64636 | professional | 68 | 29.03 | 108.87 | 161.06 | 66.3% |
| UnitedHealthcare | 62323 | professional | 65 | 260.22 | 293.05 | 376.31 | 102.5% |
| Cigna | 64493 | professional | 65 | 163.4 | 195.36 | 227.32 | 98.3% |
| UnitedHealthcare | 64490 | professional | 62 | 229.44 | 259.53 | 303.15 | 121.5% |
| Aetna | 64490 | professional | 61 | 146.54 | 190.37 | 245.34 | 96.4% |
| Cigna | 27096 | professional | 60 | 150 | 177.17 | 193.38 | 96.8% |
| Aetna | 64484 | professional | 60 | 15.75 | 56.63 | 93.29 | 86.4% |
| Cigna | 64494 | professional | 59 | 86.67 | 103.65 | 120.02 | 104.1% |
| Aetna | 62323 | professional | 56 | 34.91 | 131.02 | 174.89 | 76.3% |
| UnitedHealthcare | 95886 | professional | 55 | 75.65 | 104.16 | 155.91 | 159.7% |
| Cigna | 64636 | professional | 54 | 158.76 | 174.27 | 189.74 | 65.9% |
| UnitedHealthcare | 64491 | professional | 53 | 117.46 | 133.71 | 158.2 | 126.9% |
| Aetna | 62321 | professional | 50 | 36.17 | 135.64 | 202.32 | 81.3% |
| UnitedHealthcare | 62321 | professional | 50 | 271.05 | 315.76 | 371.84 | 109.2% |
| Cigna | 95886 | professional | 49 | 69.76 | 91.49 | 134.59 | 149.9% |
| Cigna | 64484 | professional | 48 | 109.49 | 120.71 | 135.67 | 98.4% |
| UnitedHealthcare | 99215 | professional | 48 | 163.89 | 184.72 | 284.52 | 93.4% |
| Cigna | 62323 | professional | 47 | 225.37 | 285.54 | 316.24 | 96% |
| Aetna | 64491 | professional | 47 | 76.48 | 92.87 | 121.43 | 101.7% |
| UnitedHealthcare | 99203 | professional | 47 | 125.27 | 148.34 | 192.01 | 122.8% |
| Cigna | 99215 | professional | 46 | 151.85 | 248.54 | 275.42 | 125.6% |
| UnitedHealthcare | 20611 | professional | 45 | 114.67 | 127.33 | 154.36 | 118.2% |
| Cigna | 99203 | professional | 45 | 119.54 | 135.07 | 151.08 | 111.8% |
| Aetna | 20610 | professional | 43 | 10.36 | 27.5 | 55.85 | 105.3% |
| Cigna | 64490 | professional | 43 | 183.41 | 221.83 | 237.55 | 103.9% |
| Aetna | 64633 | professional | 43 | 61.53 | 215.36 | 360.18 | 85.2% |
| Cigna | 64633 | professional | 43 | 335.94 | 406 | 502.19 | 84.6% |
| UnitedHealthcare | 20610 | professional | 42 | 79.46 | 92.12 | 123.61 | 130.4% |
| UnitedHealthcare | 64633 | professional | 42 | 486.36 | 531.24 | 664.43 | 111.2% |
| Aetna | 99203 | professional | 42 | 13.05 | 74.35 | 105.57 | 76.6% |
| Cigna | 64491 | professional | 38 | 97.34 | 115.81 | 121.9 | 109.9% |
| Aetna | 99215 | professional | 37 | 52.41 | 147.31 | 165.09 | 79% |
| Aetna | 20611 | professional | 36 | 15.78 | 59.18 | 95.17 | 91.1% |
| Cigna | 20611 | professional | 36 | 92.07 | 111.42 | 127.28 | 103.5% |
| Aetna | 95886 | professional | 36 | 52.12 | 71.14 | 104.47 | 129.4% |
| UnitedHealthcare | 64634 | professional | 35 | 193.58 | 213.02 | 260.62 | 76.8% |
| Cigna | 20610 | professional | 34 | 67.07 | 76.77 | 85.16 | 108.7% |
| Cigna | 62321 | professional | 33 | 225.67 | 267.11 | 296.42 | 92.3% |
| Aetna | 64634 | professional | 32 | 27.42 | 88.69 | 169.41 | 62.4% |
| UnitedHealthcare | 99205 | professional | 29 | 227.97 | 256.66 | 307.72 | 105.8% |
| UnitedHealthcare | 95909 | professional | 28 | 116.91 | 156.44 | 242.92 | 179% |
| Aetna | 20553 | professional | 27 | 10 | 36.94 | 61.93 | 101% |
| UnitedHealthcare | 76942 | professional | 27 | 46.8 | 82.15 | 111.62 | 162.4% |
| Cigna | 99205 | professional | 26 | 206.29 | 270.24 | 348.85 | 111.5% |
| UnitedHealthcare | 20553 | professional | 24 | 71.49 | 88.29 | 109.3 | 143.4% |
| UnitedHealthcare | 77002 | professional | 24 | 57.27 | 95.71 | 159.65 | 130.6% |
| Cigna | 95909 | professional | 24 | 102.19 | 126.77 | 217.54 | 151.3% |
| Cigna | 64634 | professional | 23 | 180.03 | 193.11 | 202.89 | 68.9% |
| Cigna | 76942 | professional | 23 | 28.27 | 53.47 | 87.14 | 92.7% |
| Aetna | 76942 | professional | 22 | 37.64 | 47.15 | 80.25 | 127.7% |
| Cigna | 77002 | professional | 22 | 38.45 | 77.71 | 112.6 | 89.8% |
| Aetna | 99205 | professional | 22 | 27.1 | 90.32 | 194.35 | 77.5% |
| Aetna | 20552 | professional | 21 | 8.85 | 41.94 | 69.85 | 131% |
| Cigna | 20553 | professional | 21 | 61.89 | 71.36 | 80.46 | 115.9% |
| Aetna | 64479 | professional | 21 | 38.96 | 146.1 | 297.35 | 124.1% |
| UnitedHealthcare | 64479 | professional | 21 | 338.36 | 438.46 | 586.29 | 147.3% |
| Aetna | 77002 | professional | 21 | 51.29 | 96.66 | 154.64 | 126.2% |
| UnitedHealthcare | 95910 | professional | 21 | 150.32 | 197.87 | 307.46 | 167.9% |
| Aetna | 95909 | professional | 20 | 79.74 | 109.18 | 154.42 | 132.2% |
| UnitedHealthcare | 95911 | professional | 20 | 178.95 | 244.75 | 342.2 | 174.3% |
| UnitedHealthcare | 20552 | professional | 19 | 76.74 | 82.95 | 100.92 | 155.6% |
| Cigna | 95910 | professional | 19 | 132.09 | 164.85 | 275.93 | 152.7% |
| UnitedHealthcare | 99212 | professional | 19 | 50.78 | 60.31 | 84.19 | 98.1% |
| Cigna | 95911 | professional | 18 | 155.78 | 202.68 | 328.61 | 153.8% |
| Cigna | 64479 | professional | 16 | 269.26 | 291.93 | 307.87 | 98.1% |
| Cigna | 99212 | professional | 16 | 43.56 | 58.14 | 73.57 | 94.6% |
| Aetna | 95910 | professional | 15 | 101.52 | 140.12 | 192.34 | 128% |
| Aetna | 95911 | professional | 15 | 115.31 | 176.58 | 255.93 | 129.8% |
| Aetna | 64450 | professional | 14 | 11.14 | 38.03 | 57.51 | 99.1% |
| Aetna | 99212 | professional | 14 | 10.97 | 36.55 | 54.5 | 70.4% |
| Cigna | 20552 | professional | 13 | 52.83 | 70.6 | 91.97 | 132.4% |
| UnitedHealthcare | 72100 | professional | 13 | 29.94 | 46.02 | 63.92 | 147.4% |
| Aetna | 63650 | professional | 12 | 195.44 | 651.46 | 1416.19 | 58.3% |
| Aetna | 72148 | professional | 12 | 126.63 | 240.08 | 499.75 | 183.3% |
| UnitedHealthcare | 72148 | professional | 12 | 281.04 | 422.63 | 803.2 | 355.7% |
| Cigna | 72100 | professional | 11 | 15.65 | 30.16 | 41.54 | 103.2% |
| UnitedHealthcare | 72110 | professional | 11 | 55.38 | 74.09 | 107.19 | 171% |
| Aetna | 63685 | professional | 10 | 215.52 | 424.4 | 1509.74 | 71.3% |
| UnitedHealthcare | 64450 | professional | 10 | 93.43 | 112.98 | 113.9 | 134.4% |
| Aetna | 64616 | professional | 10 | 73.83 | 150.58 | 824.51 | 572.2% |
| Aetna | 72100 | professional | 10 | 17.13 | 34.6 | 48.94 | 131.7% |
| UnitedHealthcare | 95874 | professional | 10 | 44.56 | 107.28 | 143.25 | 177.3% |
| UnitedHealthcare | 95908 | professional | 10 | 97.75 | 123.4 | 217.19 | 179.4% |
| Aetna | 20550 | professional | 9 | 9.68 | 36.91 | 258.63 | 2409.9% |
| Aetna | 62370 | professional | 9 | 79.81 | 833.88 | 3161.95 | 1273.9% |
| Aetna | 72141 | professional | 9 | 126.54 | 233 | 466.36 | 183.9% |
| UnitedHealthcare | 72141 | professional | 9 | 288.88 | 453.61 | 801.2 | 368.5% |
| Cigna | 72148 | professional | 9 | 89.98 | 162.82 | 347.12 | 129.3% |
| UnitedHealthcare | 73502 | professional | 9 | 22.65 | 55.53 | 71.03 | 144.2% |
| Cigna | 95874 | professional | 9 | 30 | 88.16 | 115.66 | 148.2% |
| UnitedHealthcare | 95885 | professional | 9 | 59.77 | 92.52 | 138.65 | 207.2% |
| Aetna | 20604 | professional | 8 | 32.36 | 91.9 | 895.64 | 1550.2% |
| Aetna | 64418 | professional | 8 | 31.12 | 97.63 | 871.93 | 1673.4% |
| Aetna | 64640 | professional | 8 | 36.46 | 127.59 | 182.27 | 430.5% |
| Aetna | 64644 | professional | 8 | 27.32 | 104.31 | 644.48 | 713.8% |
| Aetna | 72110 | professional | 8 | 21.13 | 48.27 | 61.89 | 139% |
| Cigna | 73502 | professional | 8 | 13.45 | 33.58 | 42.48 | 89.6% |
| Aetna | 95874 | professional | 8 | 26.71 | 78.46 | 87.48 | 123% |
| Aetna | 95908 | professional | 8 | 72.87 | 93.51 | 154.24 | 133.7% |
| UnitedHealthcare | 95912 | professional | 8 | 225.67 | 306.17 | 453.12 | 181.2% |
| Aetna | 20606 | professional | 7 | 30.12 | 85.73 | 1386.84 | 1551.2% |
| Aetna | 27278 | professional | 7 | 1234.16 | 3292.29 | 4119.93 | 25.7% |
| Cigna | 63650 | professional | 7 | 400 | 428.35 | 568.48 | 17% |
| UnitedHealthcare | 63650 | professional | 7 | 1447.53 | 1624.08 | 1908.14 | 64.4% |
| Aetna | 64615 | professional | 7 | 62.62 | 125.23 | 895.64 | 1170.3% |
| Aetna | 64624 | professional | 7 | 531.56 | 895.64 | 2860.45 | 94.4% |
| Aetna | 64625 | professional | 7 | 742.72 | 2513.81 | 3480.98 | 265% |
| Aetna | 64642 | professional | 7 | 50.55 | 148.62 | 1386.84 | 923.2% |
| Cigna | 72110 | professional | 7 | 14.02 | 33.18 | 46.3 | 88.5% |
| Cigna | 72141 | professional | 7 | 95.21 | 163.59 | 352.17 | 142% |
| Cigna | 95885 | professional | 7 | 47.93 | 75 | 109.63 | 180.9% |
| Cigna | 95908 | professional | 7 | 85.32 | 101.89 | 162.52 | 149.2% |
| Cigna | 95912 | professional | 7 | 192.99 | 260.32 | 407.06 | 160.6% |
| Aetna | 20526 | professional | 6 | 824.51 | 1878.05 | 2860.45 | 3609.6% |
| UnitedHealthcare | 20550 | professional | 6 | 77.07 | 112.78 | 144.97 | 181.3% |
| Aetna | 20551 | professional | 6 | 824.51 | 1878.05 | 2860.45 | 5594.5% |
| Aetna | 62322 | professional | 6 | 824.51 | 1878.05 | 2860.45 | 406.8% |
| Aetna | 64447 | professional | 6 | 30.75 | 87.84 | 1957.75 | 2251.9% |
| Aetna | 64555 | professional | 6 | 38 | 116.71 | 895.64 | 45.4% |
| UnitedHealthcare | 64616 | professional | 6 | 181.73 | 200.95 | 232.94 | 138.1% |
| Aetna | 64646 | professional | 6 | 44.44 | 148.49 | 1878.05 | 1956.3% |
| Aetna | 72040 | professional | 6 | 17.13 | 30.07 | 48.35 | 132.6% |
| Cigna | 72040 | professional | 6 | 14.19 | 27.98 | 39.08 | 95.5% |
| UnitedHealthcare | 72040 | professional | 6 | 19.64 | 31.55 | 45.76 | 124.5% |
| Aetna | 73030 | professional | 6 | 12.73 | 31.95 | 44.68 | 119.1% |
| Cigna | 73030 | professional | 6 | 9.43 | 22.1 | 30.7 | 87.1% |
| UnitedHealthcare | 73030 | professional | 6 | 15.78 | 36.92 | 48.66 | 138.6% |
| Aetna | 97110 | professional | 6 | 29.59 | 32.37 | 36.3 | 98.5% |
| Aetna | 97112 | professional | 6 | 30.78 | 33.86 | 37.27 | 90.9% |
| Aetna | 10005 | professional | 5 | 895.64 | 2860.45 | 2860.45 | 736.2% |
| Aetna | 10021 | professional | 5 | 895.64 | 2860.45 | 2860.45 | 4508.9% |
| Aetna | 11640 | professional | 5 | 1192.31 | 3161.95 | 3161.95 | 2226.9% |
| Aetna | 11641 | professional | 5 | 1192.31 | 3161.95 | 3161.95 | 1995.7% |
| Aetna | 11642 | professional | 5 | 1192.31 | 3161.95 | 3161.95 | 1832.6% |
| Aetna | 11643 | professional | 5 | 1192.31 | 3161.95 | 3161.95 | 1652.6% |
| Aetna | 14040 | professional | 5 | 1192.31 | 3161.95 | 3161.95 | 280.2% |
| Aetna | 14041 | professional | 5 | 1960.77 | 3331 | 3353.95 | 295.2% |
| Aetna | 14060 | professional | 5 | 1960.77 | 3331 | 3353.95 | 295.2% |
| Aetna | 14061 | professional | 5 | 1960.77 | 3331 | 3353.95 | 295.2% |
| Aetna | 15823 | professional | 5 | 2756.81 | 3331 | 3866.45 | 295.2% |
| Aetna | 19296 | professional | 5 | 3331 | 4052.86 | 5055.53 | 90.7% |
| Aetna | 19298 | professional | 5 | 2715.54 | 3331 | 4143.95 | 57.4% |
| Cigna | 20550 | professional | 5 | 60.59 | 73.2 | 73.82 | 117.7% |
| Aetna | 20600 | professional | 5 | 895.64 | 2860.45 | 2860.45 | 8877.9% |
| Aetna | 20605 | professional | 5 | 895.64 | 2860.45 | 2860.45 | 8785.2% |
| Aetna | 20680 | professional | 5 | 1960.77 | 3353.95 | 3353.95 | 268.7% |
| Aetna | 21315 | professional | 5 | 1192.31 | 3161.95 | 3161.95 | 479.7% |
| Aetna | 21320 | professional | 5 | 1576.27 | 3161.95 | 3161.95 | 213.6% |
| Aetna | 21555 | professional | 5 | 1192.31 | 3161.95 | 3161.95 | 426.1% |
| Aetna | 22510 | professional | 5 | 2513.81 | 4341.95 | 4341.95 | 264% |
| Aetna | 22511 | professional | 5 | 2513.81 | 4341.95 | 4341.95 | 264% |
| Aetna | 22513 | professional | 5 | 2756.81 | 4341.95 | 4341.95 | 117.5% |
| Aetna | 22514 | professional | 5 | 3816.53 | 4341.95 | 4341.95 | 117.5% |
| Aetna | 22551 | professional | 5 | 4496 | 4496 | 7454.33 | 49.8% |
| Aetna | 22558 | professional | 5 | 4496 | 4496 | 9569.5 | 22.4% |
| Aetna | 22600 | professional | 5 | 4496 | 4496 | 5440 | 34.3% |
| Aetna | 22612 | professional | 5 | 4496 | 4496 | 7454.33 | 33.3% |
| Aetna | 22630 | professional | 5 | 4496 | 4496 | 5440 | 21.6% |
| Aetna | 22633 | professional | 5 | 4496 | 4496 | 9569.5 | 21.6% |
| Aetna | 22800 | professional | 5 | 2715.54 | 4143.95 | 4143.95 | 30.7% |
| Aetna | 22802 | professional | 5 | 2715.54 | 4143.95 | 4143.95 | 29.7% |
| Aetna | 22804 | professional | 5 | 2715.54 | 4143.95 | 4143.95 | 29.7% |
| Aetna | 22810 | professional | 5 | 2715.54 | 4143.95 | 4143.95 | 29.7% |
| Aetna | 22812 | professional | 5 | 2715.54 | 4143.95 | 4143.95 | 29.7% |
| Aetna | 22849 | professional | 5 | 2715.54 | 4143.95 | 4143.95 | 45% |
| Aetna | 22850 | professional | 5 | 4496 | 4496 | 5440 | 121.7% |
| Aetna | 22852 | professional | 5 | 4143.95 | 4143.95 | 5440 | 112.1% |
| Aetna | 22855 | professional | 5 | 4143.95 | 4143.95 | 5440 | 112.1% |
| Aetna | 22856 | professional | 5 | 4496 | 4496 | 5891.34 | 34.3% |
| Aetna | 22861 | professional | 5 | 4143.95 | 4143.95 | 5440 | 35.4% |
| Aetna | 23472 | professional | 5 | 4341.95 | 4341.95 | 11935.5 | 31.2% |
| Aetna | 24500 | professional | 5 | 895.64 | 2860.45 | 2860.45 | 2110.4% |
| Aetna | 24505 | professional | 5 | 895.64 | 2860.45 | 2860.45 | 327.7% |
| Aetna | 25600 | professional | 5 | 895.64 | 2860.45 | 2860.45 | 2110.4% |
| Aetna | 25605 | professional | 5 | 1960.77 | 3353.95 | 3353.95 | 384.2% |
| Aetna | 25607 | professional | 5 | 2756.81 | 3866.45 | 3866.45 | 77.8% |
| Aetna | 25608 | professional | 5 | 2756.81 | 3866.45 | 3866.45 | 77.6% |
Median rate by payer, percent of Medicare
Solid line 100% of Medicare.
How this is measured
Rates come from each payer's published Transparency in Coverage machine-readable file, filtered to this specialty's codes and to NPIs the CMS Medicare utilization file shows billing that code. Percentiles are computed per payer, code and site of service across those NPIs, then divided by the locality-adjusted Medicare amount for the same code and place. Full methodology.
- Payer files: 2026-09
Questions
Is this what the practice was paid?
No. These are contracted rates as published by the payer, not allowed or paid amounts.
Why are some cells blank?
Ghost rates are removed using Medicare utilization. A row appears only if that NPI billed the code.
What is an episode total?
Professional plus facility when both exist. We never average them or invent a total from one side.
Saran Siva
Co-founder & CTO, Insight Health · September 2026 files