What do payers pay cardiology groups in OR?
Across 206 NPIs, the median published rate is 205.6% of locality-adjusted Medicare (September 2026 files).
Data as of the September 2026 payer files.
Across 72 procedure codes and 3 payers, the median published rate is 236 percent of locality-adjusted Medicare in the September 2026 payer files. Cigna publishes the highest median at 258 percent and Aetna the lowest at 159 percent, a spread of 99 points on identical work. 3 of 3 payers sit at or above Medicare. The best-covered row rests on 206 confirmed NPIs, and any combination under five is withheld rather than shown thin. These are contracted amounts the payer published, not what a practice was paid, and every row clears the ghost-rate filter, so each NPI counted here actually billed the code in the Medicare utilization file.
Published rates
| Payer | Code | Site | n | p25 | p50 | p75 | % of Medicare |
|---|---|---|---|---|---|---|---|
| Cigna | 99214 | professional | 206 | 227.79 | 293.67 | 331.4 | 205.6% |
| UnitedHealthcare | 99214 | professional | 200 | 177.26 | 261.3 | 323.26 | 182.9% |
| Cigna | 93306 | professional | 174 | 185.87 | 309.41 | 419.32 | 241.9% |
| UnitedHealthcare | 93306 | professional | 169 | 192.91 | 332.03 | 436.41 | 240.5% |
| Cigna | 93010 | professional | 164 | 16.2 | 20.72 | 23.6 | 240.5% |
| UnitedHealthcare | 93010 | professional | 157 | 16.22 | 20.72 | 25.29 | 240.5% |
| Cigna | 99204 | professional | 156 | 305.9 | 357.92 | 442.03 | 205% |
| UnitedHealthcare | 99204 | professional | 151 | 277.18 | 348.98 | 439.78 | 198.3% |
| Cigna | 99215 | professional | 143 | 331.89 | 421.5 | 459.91 | 208.4% |
| Aetna | 99214 | professional | 137 | 50 | 69.52 | 147.92 | 108.1% |
| UnitedHealthcare | 99215 | professional | 136 | 254.1 | 373.73 | 464.14 | 184.8% |
| UnitedHealthcare | 93000 | professional | 130 | 32.59 | 37.13 | 45.32 | 233.5% |
| Cigna | 93000 | professional | 129 | 30.61 | 40 | 42.29 | 245.6% |
| Cigna | 93308 | professional | 122 | 71.79 | 171.22 | 219.49 | 254% |
| Cigna | 93325 | professional | 122 | 8.85 | 45.57 | 60.24 | 248.9% |
| UnitedHealthcare | 93325 | professional | 118 | 9.49 | 48.43 | 61.73 | 235.3% |
| Aetna | 93306 | professional | 117 | 138.07 | 225.33 | 287 | 158.3% |
| UnitedHealthcare | 93308 | professional | 116 | 76.95 | 190.83 | 252.18 | 251.3% |
| Cigna | 93321 | professional | 113 | 20.65 | 48.78 | 58.06 | 256.7% |
| Cigna | 99205 | professional | 111 | 409.06 | 521.86 | 591.01 | 210.8% |
| Aetna | 93010 | professional | 108 | 5.34 | 10.68 | 13.13 | 149.8% |
| Cigna | 93248 | professional | 108 | 52.27 | 68.16 | 73.75 | 271.1% |
| UnitedHealthcare | 93321 | professional | 108 | 22.15 | 46.77 | 61.05 | 255.8% |
| UnitedHealthcare | 93248 | professional | 104 | 57.99 | 66.88 | 80.09 | 270.1% |
| Aetna | 99204 | professional | 104 | 46.21 | 91.71 | 203.32 | 112.1% |
| UnitedHealthcare | 99205 | professional | 100 | 395.68 | 500.85 | 609.52 | 203.4% |
| Aetna | 93000 | professional | 94 | 9.67 | 19.33 | 23.77 | 146% |
| Aetna | 99215 | professional | 94 | 53 | 99.2 | 216.82 | 107.2% |
| Cigna | 93018 | professional | 92 | 29.2 | 37.7 | 40.32 | 272.1% |
| UnitedHealthcare | 93018 | professional | 89 | 29.78 | 36.79 | 44.25 | 266.3% |
| Cigna | 78452 | professional | 78 | 219.29 | 783.74 | 1058.12 | 258.1% |
| Aetna | 93308 | professional | 76 | 47.58 | 68.11 | 136.22 | 151.9% |
| Cigna | 99213 | professional | 75 | 146.33 | 174.85 | 217.4 | 182.6% |
| UnitedHealthcare | 99213 | professional | 75 | 117.41 | 154.32 | 216.19 | 162.8% |
| Cigna | 93294 | professional | 73 | 60.39 | 78.89 | 85.55 | 260.4% |
| Cigna | 93280 | professional | 72 | 92.59 | 121.38 | 168.85 | 259.6% |
| UnitedHealthcare | 93280 | professional | 72 | 81.92 | 115.08 | 142.78 | 241.9% |
| UnitedHealthcare | 93294 | professional | 72 | 65.8 | 75.99 | 92.75 | 250.9% |
| UnitedHealthcare | 78452 | professional | 71 | 236.1 | 516.2 | 1145.69 | 241.5% |
| Aetna | 99205 | professional | 71 | 53 | 122.58 | 303.51 | 122.6% |
| Aetna | 93325 | professional | 70 | 6.8 | 27.96 | 38.97 | 155.5% |
| Cigna | 93312 | professional | 69 | 284.45 | 375.75 | 505.34 | 261% |
| UnitedHealthcare | 93458 | professional | 68 | 813.91 | 1794.18 | 2382.04 | 246.6% |
| UnitedHealthcare | 93312 | professional | 67 | 274.24 | 359.26 | 558.62 | 258.3% |
| Cigna | 93458 | professional | 66 | 768.33 | 1733.75 | 2367.88 | 248.9% |
| Aetna | 93248 | professional | 65 | 17.5 | 35 | 43.89 | 168.8% |
| Cigna | 93244 | professional | 64 | 47.03 | 61.61 | 66.87 | 263.9% |
| Aetna | 93321 | professional | 64 | 12.01 | 26.64 | 37.42 | 159.2% |
| UnitedHealthcare | 93244 | professional | 63 | 49.16 | 59.98 | 72.72 | 258.3% |
| UnitedHealthcare | 93016 | professional | 59 | 43.13 | 54.6 | 69.88 | 260.8% |
| Cigna | 93016 | professional | 57 | 43.42 | 56.73 | 60.97 | 266.3% |
| Cigna | 92960 | professional | 55 | 267.73 | 321.88 | 382.04 | 210.6% |
| Aetna | 93458 | professional | 52 | 575.61 | 1120.25 | 1498.96 | 161.4% |
| Aetna | 99213 | professional | 52 | 42.5 | 60.95 | 108.89 | 118.6% |
| Cigna | 93295 | professional | 51 | 74.87 | 97.35 | 106.2 | 261.8% |
| Aetna | 78452 | professional | 50 | 150.15 | 567.54 | 698.07 | 161.6% |
| Cigna | 93005 | professional | 50 | 18.16 | 18.68 | 18.68 | —% |
| UnitedHealthcare | 93295 | professional | 50 | 93.26 | 103.85 | 113.84 | 291.9% |
| UnitedHealthcare | 93005 | professional | 49 | 17.29 | 20.03 | 21.89 | 261.1% |
| Aetna | 93294 | professional | 49 | 39.12 | 48.11 | 54.23 | 158.8% |
| Aetna | 93018 | professional | 48 | 9.43 | 18.36 | 23.39 | 163.6% |
| Aetna | 93280 | professional | 48 | 52.24 | 65.5 | 103.21 | 146% |
| Cigna | 93298 | professional | 48 | 71.79 | 180.32 | 242.52 | 254.8% |
| Cigna | 93320 | professional | 48 | 51.14 | 91.69 | 119.77 | 260.7% |
| UnitedHealthcare | 93320 | professional | 48 | 54.81 | 85.49 | 113.36 | 249.4% |
| UnitedHealthcare | 93298 | professional | 47 | 65.99 | 84.05 | 263.72 | 261.2% |
| UnitedHealthcare | 92960 | professional | 45 | 320.11 | 345.69 | 411.59 | 223.4% |
| Aetna | 93244 | professional | 44 | 15.91 | 31.82 | 39.34 | 167% |
| Aetna | 93312 | professional | 42 | 55.65 | 166.86 | 248.4 | 153.4% |
| Cigna | 93296 | professional | 39 | 49.97 | 62.94 | 62.94 | 179.2% |
| UnitedHealthcare | 93296 | professional | 39 | 54.59 | 69.1 | 69.1 | 196.7% |
| Aetna | 93295 | professional | 38 | 48.45 | 59.68 | 73.34 | 164.3% |
| Cigna | 92928 | professional | 37 | 1106.6 | 1166.7 | 1498.3 | 261.6% |
| UnitedHealthcare | 92928 | professional | 36 | 1199.07 | 1323.13 | 1528.02 | 296.2% |
| Cigna | 93246 | professional | 36 | 22.96 | 26.63 | 35.4 | 268.4% |
| Aetna | 92960 | professional | 35 | 35.04 | 86.59 | 175.18 | 131.6% |
| UnitedHealthcare | 93246 | professional | 35 | 30.41 | 33.82 | 40.3 | 286.5% |
| Aetna | 93298 | professional | 32 | 24.81 | 34.11 | 77.22 | 46.7% |
| Cigna | 33208 | professional | 31 | 1158.42 | 1348.69 | 1499.65 | 299.7% |
| Cigna | 92978 | professional | 31 | 258.05 | 382.16 | 564.73 | 211.5% |
| UnitedHealthcare | 33208 | professional | 30 | 1178.89 | 1344.74 | 1613.32 | 299.8% |
| Aetna | 92928 | professional | 30 | 125.96 | 489.31 | 710.12 | 191.4% |
| UnitedHealthcare | 92978 | professional | 29 | 257.48 | 520.66 | 708.84 | 255.8% |
| Aetna | 93016 | professional | 29 | 14.09 | 27.68 | 34.64 | 161.2% |
| Aetna | 93320 | professional | 29 | 27.74 | 37.4 | 66.31 | 149.6% |
| Cigna | 93350 | professional | 27 | 198.64 | 329.67 | 399.22 | 264.3% |
| UnitedHealthcare | 93454 | professional | 27 | 730.43 | 1569.7 | 2174.02 | 252% |
| Aetna | 93246 | professional | 26 | 10.17 | 18.14 | 24.06 | 194.3% |
| UnitedHealthcare | 93350 | professional | 26 | 207.51 | 330.91 | 414.81 | 265% |
| Cigna | 93454 | professional | 26 | 684.43 | 1647.32 | 2136.27 | 258.1% |
| Cigna | 93284 | professional | 25 | 126.19 | 163.24 | 219.58 | 262% |
| UnitedHealthcare | 93284 | professional | 25 | 120.51 | 154.28 | 206.79 | 239.7% |
| Aetna | 93454 | professional | 24 | 526.06 | 990.79 | 1336.77 | 161.7% |
| Cigna | 93656 | professional | 24 | 2219.18 | 2423.28 | 2722.98 | 306.3% |
| Aetna | 92978 | professional | 23 | 136.64 | 209.2 | 288.04 | 156.2% |
| Aetna | 93296 | professional | 23 | 36.06 | 37.25 | 47.47 | 114.5% |
| UnitedHealthcare | 93656 | professional | 23 | 2385.71 | 2441.7 | 2747.71 | 315.3% |
| Cigna | 93227 | professional | 22 | 36.84 | 50.28 | 53.1 | 279.8% |
| Cigna | 93015 | professional | 21 | 142.47 | 165.6 | 177.88 | 217.3% |
| UnitedHealthcare | 93279 | professional | 21 | 63.44 | 96.98 | 116.98 | 232.1% |
| Cigna | 93880 | professional | 21 | 110.14 | 330.33 | 450.39 | 229% |
| UnitedHealthcare | 99203 | professional | 21 | 165.35 | 191.5 | 277.76 | 171.3% |
| Aetna | 33208 | professional | 20 | 65.84 | 292.33 | 625.85 | 178.6% |
| Aetna | 93005 | professional | 20 | 4.71 | 8.65 | 12.28 | 160.1% |
| UnitedHealthcare | 93227 | professional | 20 | 47.35 | 55.25 | 62.19 | 301.3% |
| Cigna | 93279 | professional | 20 | 82.51 | 106.06 | 139.34 | 268.6% |
| Cigna | 93283 | professional | 20 | 122.37 | 150.05 | 214.38 | 263.7% |
| UnitedHealthcare | 93283 | professional | 20 | 112.88 | 143.74 | 192.4 | 247.1% |
| UnitedHealthcare | 93356 | professional | 20 | 47.62 | 50.68 | 57.4 | 139.1% |
| Cigna | 99203 | professional | 20 | 196.26 | 240.71 | 271.48 | 204% |
| UnitedHealthcare | 93015 | professional | 19 | 131.68 | 149.27 | 171.17 | 204.8% |
| Aetna | 93350 | professional | 19 | 91.08 | 151.59 | 244.28 | 178.1% |
| Cigna | 93356 | professional | 19 | 48.75 | 51.92 | 52.3 | 142.5% |
| UnitedHealthcare | 93880 | professional | 19 | 128.97 | 332.77 | 440.49 | 230% |
| Aetna | 93015 | professional | 18 | 26.68 | 66.02 | 115.32 | 146.3% |
| Cigna | 93242 | professional | 18 | 17.64 | 25.94 | 33.72 | 254.2% |
| UnitedHealthcare | 93242 | professional | 18 | 30.02 | 32.6 | 34.92 | 279.5% |
| Aetna | 93356 | professional | 18 | 17.43 | 38.04 | 48.18 | 120% |
| Cigna | 93571 | professional | 17 | 206.51 | 337.36 | 435.26 | 200% |
| Cigna | 93228 | professional | 16 | 47.15 | 56.69 | 65.34 | 229.3% |
| UnitedHealthcare | 93228 | professional | 16 | 53.51 | 56.77 | 62.96 | 229.7% |
| Aetna | 93242 | professional | 16 | 10.17 | 20.41 | 23.51 | 194.3% |
| Aetna | 93284 | professional | 16 | 74.92 | 99.55 | 140.06 | 145.5% |
| UnitedHealthcare | 93571 | professional | 16 | 230.11 | 512.35 | 699.37 | 201.7% |
| Cigna | 93970 | professional | 16 | 95.39 | 349.75 | 456.29 | 270.8% |
| Aetna | 93228 | professional | 15 | 38.26 | 40.82 | 47.11 | 165.1% |
| UnitedHealthcare | 93351 | professional | 15 | 204.76 | 320.26 | 438.15 | 211.7% |
| Cigna | 93460 | professional | 15 | 838.55 | 1708.11 | 2511.36 | 205.2% |
| UnitedHealthcare | 93460 | professional | 15 | 986.26 | 1835.92 | 2508.09 | 227.9% |
| Cigna | 93655 | professional | 15 | 581.48 | 748.36 | 812.83 | 299.1% |
| Aetna | 93656 | professional | 15 | 209.34 | 737.17 | 1395.6 | 181.9% |
| UnitedHealthcare | 93970 | professional | 15 | 110.53 | 356.06 | 526.26 | 266.2% |
| Cigna | 93971 | professional | 15 | 60.97 | 222.41 | 290.1 | 273% |
| UnitedHealthcare | 93655 | professional | 14 | 789.94 | 818.51 | 905.49 | 328.6% |
| UnitedHealthcare | 93971 | professional | 14 | 71.38 | 225.88 | 336.26 | 275.3% |
| Cigna | 33361 | professional | 13 | 2376.88 | 3034.17 | 3483.13 | 284.9% |
| Aetna | 93279 | professional | 13 | 46.96 | 57.77 | 88.33 | 135.6% |
| Cigna | 93351 | professional | 13 | 221.87 | 333.03 | 450.83 | 216.7% |
| Aetna | 93460 | professional | 13 | 729.44 | 1325.69 | 1781.34 | 202.4% |
| Cigna | 93623 | professional | 13 | 71.62 | 151.76 | 219.83 | 322.2% |
| Cigna | 93653 | professional | 13 | 2023.54 | 2282.58 | 2401.41 | 325.3% |
| Cigna | 93922 | professional | 13 | 34.42 | 152.67 | 208.48 | 263.3% |
| UnitedHealthcare | 33340 | professional | 12 | 1640.78 | 1783.8 | 1990.46 | 297.5% |
| UnitedHealthcare | 33361 | professional | 12 | 2957.22 | 3300.65 | 3721.68 | 311.4% |
| Cigna | 93282 | professional | 12 | 106.54 | 126.96 | 164.39 | 269.7% |
| UnitedHealthcare | 93282 | professional | 12 | 95.31 | 125.44 | 140.91 | 246.3% |
| Aetna | 93283 | professional | 12 | 67.41 | 74.11 | 128.21 | 133.8% |
| Aetna | 93571 | professional | 12 | 97.98 | 162.38 | 206.65 | 110.6% |
| UnitedHealthcare | 93623 | professional | 12 | 257.16 | 642.25 | 925.64 | 461.9% |
| UnitedHealthcare | 93653 | professional | 12 | 1867.79 | 2116.7 | 2603.37 | 301.7% |
| Aetna | 93880 | professional | 12 | 55.01 | 164.28 | 263.67 | 141.8% |
| Cigna | 33340 | professional | 11 | 1468.63 | 1673.13 | 1983.14 | 281.5% |
| Cigna | 93229 | professional | 11 | 1667.35 | 1921.72 | 1921.72 | 254.6% |
| Aetna | 93655 | professional | 11 | 85.98 | 312.63 | 514.64 | 205.7% |
| UnitedHealthcare | 93922 | professional | 11 | 40.3 | 134.65 | 241.82 | 276.6% |
| Aetna | 99203 | professional | 11 | 41.65 | 59.13 | 129.03 | 110.6% |
| UnitedHealthcare | 93229 | professional | 10 | 1403.93 | 1476.33 | 1548.73 | 195.6% |
| Aetna | 93623 | professional | 10 | 56.56 | 105.95 | 173.81 | 278.6% |
| Aetna | 93653 | professional | 10 | 155.11 | 424.7 | 909.66 | 161.3% |
| Aetna | 33340 | professional | 9 | 156.91 | 513.6 | 1027.2 | 172.8% |
| Aetna | 93227 | professional | 9 | 11.07 | 24.3 | 39.6 | 209.5% |
| Cigna | 93925 | professional | 9 | 109.16 | 454.57 | 599.86 | 269.6% |
| Cigna | 33228 | professional | 8 | 694.44 | 827.37 | 997.84 | 273.8% |
| Aetna | 93229 | professional | 8 | 1226.41 | 1360.46 | 1494.5 | 180.3% |
| Cigna | 93272 | professional | 8 | 43.54 | 56.29 | 64.37 | 238.3% |
| Cigna | 93281 | professional | 8 | 88.19 | 135.77 | 161.3 | 243.5% |
| UnitedHealthcare | 93281 | professional | 8 | 83.07 | 129.64 | 138.07 | 246.7% |
| Aetna | 93351 | professional | 8 | 142.36 | 223.89 | 361.97 | 151.3% |
| UnitedHealthcare | 93456 | professional | 8 | 919.03 | 1666.18 | 2403.88 | 236.1% |
| Cigna | 93459 | professional | 8 | 815.41 | 1542.9 | 2203.13 | 207.6% |
| Cigna | 93657 | professional | 8 | 639.49 | 749.3 | 785.67 | 291.3% |
| UnitedHealthcare | 93925 | professional | 8 | 126.66 | 408.03 | 688.59 | 271.6% |
| Aetna | 33228 | professional | 7 | 78.39 | 235.41 | 353.12 | 165.2% |
| UnitedHealthcare | 33228 | professional | 7 | 729.74 | 785.32 | 953.74 | 259.8% |
| Cigna | 33249 | professional | 7 | 2008.36 | 2640.37 | 2927.75 | 346% |
| UnitedHealthcare | 33249 | professional | 7 | 1853.29 | 2061.6 | 2845.79 | 258.2% |
| Aetna | 33361 | professional | 7 | 312.96 | 1173.59 | 1564.78 | 159.5% |
| Cigna | 75574 | professional | 7 | 313.51 | 566.08 | 786.83 | 269% |
| UnitedHealthcare | 75574 | professional | 7 | 321.84 | 444.97 | 692.48 | 247.7% |
| Cigna | 78492 | professional | 7 | 151.47 | 553.9 | 836.79 | 185.1% |
| Cigna | 92941 | professional | 7 | 1295.97 | 1897.92 | 2029.79 | 327.2% |
| UnitedHealthcare | 93224 | professional | 7 | 189.42 | 208.72 | 218.13 | 272% |
| Cigna | 93456 | professional | 7 | 891.93 | 1797.42 | 2422.57 | 231.2% |
| Aetna | 93459 | professional | 7 | 653.16 | 1197 | 1579.18 | 173.1% |
| UnitedHealthcare | 93459 | professional | 7 | 858 | 1450.81 | 2052.21 | 228.7% |
| Aetna | 93657 | professional | 7 | 224.67 | 433.87 | 559.02 | 205.5% |
| UnitedHealthcare | 93657 | professional | 7 | 791.52 | 812.71 | 922.8 | 318.5% |
| Cigna | 33225 | professional | 6 | 1162.86 | 1296 | 1424.87 | 333.1% |
| UnitedHealthcare | 33225 | professional | 6 | 1183.76 | 1325.82 | 1436.28 | 340.8% |
| Cigna | 75561 | professional | 6 | 331.48 | 744.79 | 1012.02 | 272.7% |
| UnitedHealthcare | 75561 | professional | 6 | 351.35 | 700.01 | 923.89 | 257.3% |
| Cigna | 75571 | professional | 6 | 74.21 | 166.96 | 222.45 | 234.1% |
| UnitedHealthcare | 75571 | professional | 6 | 73.14 | 143.5 | 206.06 | 232% |
| Aetna | 78492 | professional | 6 | 191.96 | 300 | 1823.65 | 234.6% |
| UnitedHealthcare | 78492 | professional | 6 | 77.94 | 1159.64 | 1234.42 | 94.6% |
| UnitedHealthcare | 92941 | professional | 6 | 1522.53 | 1860.29 | 2028.96 | 326.8% |
| Cigna | 93224 | professional | 6 | 142.31 | 168.51 | 204.87 | 228.8% |
| UnitedHealthcare | 93272 | professional | 6 | 50.05 | 61.22 | 62.6 | 255.5% |
| Aetna | 93456 | professional | 6 | 624.69 | 1210.54 | 1241.29 | 138.1% |
| Cigna | 93926 | professional | 6 | 68.8 | 272.25 | 357.95 | 253.4% |
Median rate by payer, percent of Medicare
Solid line 100% of Medicare.
How this is measured
Rates come from each payer's published Transparency in Coverage machine-readable file, filtered to this specialty's codes and to NPIs the CMS Medicare utilization file shows billing that code. Percentiles are computed per payer, code and site of service across those NPIs, then divided by the locality-adjusted Medicare amount for the same code and place. Full methodology.
- Payer files: 2026-09
Questions
Is this what the practice was paid?
No. These are contracted rates as published by the payer, not allowed or paid amounts.
Why are some cells blank?
Ghost rates are removed using Medicare utilization. A row appears only if that NPI billed the code.
What is an episode total?
Professional plus facility when both exist. We never average them or invent a total from one side.
Saran Siva
Co-founder & CTO, Insight Health · September 2026 files