What do payers pay cardiology groups in GA?
Across 720 NPIs, the median published rate is 142.7% of locality-adjusted Medicare (September 2026 files).
Data as of the September 2026 payer files.
Across 68 procedure codes and 3 payers, the median published rate is 224 percent of locality-adjusted Medicare in the September 2026 payer files. UnitedHealthcare publishes the highest median at 249 percent and Aetna the lowest at 191 percent, a spread of 58 points on identical work. 3 of 3 payers sit at or above Medicare. The best-covered row rests on 720 confirmed NPIs, and any combination under five is withheld rather than shown thin. These are contracted amounts the payer published, not what a practice was paid, and every row clears the ghost-rate filter, so each NPI counted here actually billed the code in the Medicare utilization file.
Published rates
| Payer | Code | Site | n | p25 | p50 | p75 | % of Medicare |
|---|---|---|---|---|---|---|---|
| Cigna | 99214 | professional | 720 | 149.92 | 196.62 | 208.99 | 142.7% |
| UnitedHealthcare | 99214 | professional | 702 | 147.36 | 188.48 | 202.49 | 142.3% |
| Cigna | 93000 | professional | 640 | 29.11 | 37.04 | 42.12 | 236.5% |
| UnitedHealthcare | 93000 | professional | 623 | 29.47 | 36.07 | 55.66 | 230.3% |
| Cigna | 93306 | professional | 621 | 197.36 | 275.19 | 396.83 | 244.3% |
| Aetna | 99214 | professional | 615 | 36 | 82.81 | 172.7 | 89.3% |
| UnitedHealthcare | 93306 | professional | 605 | 183.37 | 295.13 | 448.26 | 264.6% |
| Cigna | 99204 | professional | 588 | 221.62 | 279.32 | 324.26 | 156.2% |
| UnitedHealthcare | 99204 | professional | 570 | 229.78 | 295.37 | 309.87 | 163.6% |
| Aetna | 93000 | professional | 562 | 6.79 | 17.12 | 30.75 | 196.2% |
| Aetna | 93306 | professional | 542 | 135.82 | 208.8 | 342.71 | 196.2% |
| Aetna | 99204 | professional | 515 | 36 | 118.19 | 254.13 | 103.1% |
| Cigna | 93010 | professional | 490 | 14.26 | 17.5 | 23.52 | 214.2% |
| UnitedHealthcare | 93010 | professional | 471 | 15.77 | 19.51 | 24.52 | 230.3% |
| Cigna | 78452 | professional | 453 | 182.17 | 637.46 | 874.86 | 202.2% |
| UnitedHealthcare | 78452 | professional | 438 | 200.93 | 674.29 | 1038.92 | 244.6% |
| Cigna | 99213 | professional | 422 | 93.67 | 134.01 | 145.14 | 139.5% |
| UnitedHealthcare | 99213 | professional | 420 | 91.55 | 126.83 | 138.94 | 139.9% |
| Aetna | 78452 | professional | 409 | 171.44 | 429.17 | 787.94 | 194.6% |
| Aetna | 93010 | professional | 402 | 3.8 | 9.1 | 16.18 | 189.1% |
| Cigna | 93018 | professional | 393 | 24.45 | 27.88 | 37.15 | 207.4% |
| UnitedHealthcare | 93018 | professional | 376 | 27.59 | 36.66 | 42.54 | 264.7% |
| Cigna | 99215 | professional | 365 | 221 | 283.99 | 301.97 | 146.9% |
| Aetna | 99213 | professional | 363 | 31.35 | 62.62 | 107.47 | 86.7% |
| UnitedHealthcare | 99215 | professional | 350 | 236.27 | 275.96 | 292.84 | 144.5% |
| Cigna | 93308 | professional | 343 | 71.4 | 150.04 | 217.1 | 217.6% |
| Aetna | 93018 | professional | 339 | 6.65 | 16.2 | 27.74 | 200.3% |
| Cigna | 93016 | professional | 335 | 37.3 | 41.85 | 56.11 | 207.6% |
| UnitedHealthcare | 93308 | professional | 325 | 76.01 | 160.83 | 248.94 | 267.5% |
| UnitedHealthcare | 93016 | professional | 322 | 40.86 | 55.94 | 64.59 | 267.5% |
| Aetna | 99215 | professional | 309 | 39.98 | 118.59 | 252.27 | 105.4% |
| Aetna | 93308 | professional | 299 | 46.61 | 66.65 | 154 | 194.4% |
| Aetna | 93016 | professional | 291 | 9.97 | 24.76 | 41.84 | 199% |
| Cigna | 93325 | professional | 278 | 8.78 | 41 | 59.32 | 224.6% |
| UnitedHealthcare | 93325 | professional | 259 | 9.21 | 45.92 | 64.37 | 267.5% |
| Cigna | 93458 | professional | 242 | 788.19 | 1416.81 | 1998.21 | 222.4% |
| UnitedHealthcare | 93015 | professional | 239 | 131.27 | 167.38 | 241.68 | 225% |
| UnitedHealthcare | 93458 | professional | 239 | 866.56 | 1467.84 | 2313.16 | 245.2% |
| Cigna | 93015 | professional | 238 | 140.42 | 187.9 | 195.3 | 251.9% |
| Cigna | 93228 | professional | 235 | 40.22 | 58.51 | 70.16 | 240.4% |
| Aetna | 93325 | professional | 234 | 6.49 | 25.66 | 48.08 | 203.5% |
| Aetna | 93458 | professional | 228 | 699.96 | 1019.4 | 1681.86 | 190.1% |
| Aetna | 93015 | professional | 226 | 32.59 | 110.33 | 143.29 | 192% |
| UnitedHealthcare | 93228 | professional | 217 | 49.91 | 54.56 | 68.03 | 224.1% |
| Cigna | 93312 | professional | 205 | 225.96 | 333.52 | 475.89 | 218.7% |
| Aetna | 93228 | professional | 201 | 45.89 | 53.66 | 54.01 | 196.2% |
| Cigna | 93321 | professional | 196 | 22.05 | 36.29 | 52.51 | 208.7% |
| Cigna | 93356 | professional | 196 | 58.33 | 61.06 | 93.49 | 163.5% |
| UnitedHealthcare | 93312 | professional | 194 | 251.85 | 348.73 | 471.53 | 267.5% |
| Cigna | 93880 | professional | 191 | 91.2 | 287.56 | 418.36 | 228.7% |
| Cigna | 99205 | professional | 189 | 314.74 | 355.33 | 434.17 | 154.9% |
| UnitedHealthcare | 99205 | professional | 183 | 309.94 | 378.76 | 415.4 | 160.7% |
| UnitedHealthcare | 93321 | professional | 179 | 21.25 | 44.64 | 57.6 | 267.5% |
| UnitedHealthcare | 93880 | professional | 178 | 112 | 287.09 | 407.94 | 210.1% |
| UnitedHealthcare | 93356 | professional | 176 | 48.24 | 50.35 | 86.86 | 134.9% |
| Aetna | 93312 | professional | 175 | 56.39 | 171.7 | 278.24 | 195.9% |
| Cigna | 92960 | professional | 164 | 245.23 | 333.78 | 374.84 | 212.3% |
| Aetna | 99205 | professional | 164 | 38.46 | 150.2 | 329.12 | 92.6% |
| Aetna | 93880 | professional | 161 | 67.21 | 168.02 | 317.42 | 189.2% |
| Aetna | 93321 | professional | 157 | 12.77 | 23.87 | 42.2 | 199.4% |
| UnitedHealthcare | 92960 | professional | 156 | 250.45 | 386.17 | 430.62 | 245.7% |
| Cigna | 93280 | professional | 151 | 62.58 | 97.27 | 120.54 | 200.2% |
| UnitedHealthcare | 93280 | professional | 151 | 66.05 | 95 | 130.91 | 194.3% |
| Aetna | 93356 | professional | 147 | 12.11 | 29.04 | 47.2 | 101.9% |
| Cigna | 93294 | professional | 144 | 52.03 | 68 | 79.03 | 236.6% |
| Cigna | 93320 | professional | 144 | 46.16 | 67.29 | 102.41 | 210% |
| UnitedHealthcare | 93294 | professional | 142 | 55.56 | 61.52 | 86.38 | 212% |
| UnitedHealthcare | 93320 | professional | 142 | 52.67 | 88.73 | 119.41 | 288.6% |
| Cigna | 92928 | professional | 140 | 1008.24 | 1201.56 | 1581.23 | 254.5% |
| UnitedHealthcare | 92928 | professional | 140 | 1031.49 | 1195.71 | 1735.02 | 257.4% |
| Aetna | 93280 | professional | 139 | 39.87 | 67.2 | 93.18 | 159.9% |
| Aetna | 92960 | professional | 138 | 30.87 | 66.63 | 171.83 | 150.1% |
| Aetna | 92928 | professional | 136 | 107.16 | 403.66 | 772.93 | 193.9% |
| Aetna | 93294 | professional | 133 | 34.63 | 55.29 | 73.14 | 191.1% |
| Aetna | 93320 | professional | 128 | 34.34 | 53.71 | 87.35 | 195.7% |
| Cigna | 92978 | professional | 111 | 253.2 | 356.53 | 601.57 | 251.7% |
| UnitedHealthcare | 92978 | professional | 105 | 277.37 | 540.56 | 889.33 | 264.7% |
| Cigna | 93295 | professional | 104 | 78.5 | 98.11 | 119.53 | 267.7% |
| UnitedHealthcare | 93295 | professional | 103 | 71.58 | 92.56 | 112.11 | 262.4% |
| Aetna | 92978 | professional | 97 | 150.09 | 203.91 | 307.69 | 188.3% |
| UnitedHealthcare | 93272 | professional | 97 | 50.7 | 72.91 | 85.17 | 303.8% |
| Cigna | 93272 | professional | 96 | 48 | 53.16 | 64.36 | 225.4% |
| Cigna | 93298 | professional | 94 | 49.34 | 88.86 | 194.78 | 194.6% |
| Aetna | 93295 | professional | 93 | 41.32 | 75.42 | 96.98 | 205.8% |
| Cigna | 93296 | professional | 93 | 44.19 | 51.42 | 57.79 | 178.3% |
| UnitedHealthcare | 93298 | professional | 93 | 56.82 | 90.5 | 239.18 | 230.3% |
| Cigna | 93248 | professional | 91 | 46.25 | 50.69 | 54.42 | 202.7% |
| UnitedHealthcare | 93248 | professional | 90 | 44.09 | 59.9 | 79.99 | 245.2% |
| Aetna | 93272 | professional | 90 | 13.2 | 47.55 | 64.12 | 201.6% |
| UnitedHealthcare | 93296 | professional | 90 | 47.22 | 57.8 | 66.03 | 202.2% |
| Aetna | 93296 | professional | 85 | 27.19 | 48.93 | 64.89 | 151.5% |
| Aetna | 93298 | professional | 85 | 15.35 | 28.32 | 48.57 | 46.9% |
| UnitedHealthcare | 93227 | professional | 83 | 47.58 | 56.72 | 64.68 | 328.6% |
| Cigna | 99203 | professional | 83 | 115.72 | 175.6 | 208.19 | 155.8% |
| Cigna | 93227 | professional | 82 | 36.46 | 48.88 | 50.39 | 273.3% |
| Aetna | 93248 | professional | 82 | 12.35 | 25.08 | 29.62 | 118.5% |
| UnitedHealthcare | 33208 | professional | 81 | 1035.23 | 1168.79 | 1734.43 | 247.8% |
| UnitedHealthcare | 99203 | professional | 81 | 130.5 | 172.39 | 198.15 | 150.4% |
| Cigna | 33208 | professional | 80 | 941.64 | 1171.26 | 1301.33 | 256.7% |
| Cigna | 93244 | professional | 80 | 42.18 | 51.58 | 61.64 | 232.1% |
| UnitedHealthcare | 93244 | professional | 78 | 42.95 | 58.38 | 76.27 | 262.6% |
| Aetna | 33208 | professional | 77 | 78.89 | 295.39 | 632.19 | 227.4% |
| Cigna | 93284 | professional | 77 | 107.64 | 148.81 | 198.47 | 258.5% |
| UnitedHealthcare | 93284 | professional | 76 | 110.54 | 141.22 | 184.44 | 230.3% |
| Aetna | 99203 | professional | 71 | 33 | 70.73 | 134.97 | 85.8% |
| Aetna | 93227 | professional | 70 | 8.56 | 20.78 | 44.99 | 251.9% |
| Aetna | 93244 | professional | 68 | 11.24 | 22.47 | 42.29 | 183.8% |
| Cigna | 93970 | professional | 68 | 80.44 | 356.67 | 434.11 | 243.1% |
| Aetna | 93284 | professional | 67 | 70.78 | 107.37 | 160.32 | 180.5% |
| Cigna | 93279 | professional | 65 | 67.37 | 91.61 | 118.85 | 246.8% |
| Cigna | 93283 | professional | 65 | 100.57 | 138.82 | 186.07 | 253.7% |
| UnitedHealthcare | 93279 | professional | 64 | 65.7 | 94.18 | 113.41 | 230.3% |
| UnitedHealthcare | 93283 | professional | 64 | 106.03 | 131.94 | 189.51 | 230.3% |
| Cigna | 75574 | professional | 63 | 346.97 | 582.62 | 887.91 | 294.9% |
| UnitedHealthcare | 93656 | professional | 63 | 2042.57 | 2520.07 | 3180.33 | 302.7% |
| Cigna | 93656 | professional | 61 | 1800.08 | 2545.42 | 3136.42 | 304.3% |
| Cigna | 93925 | professional | 61 | 92.85 | 361.68 | 555.74 | 230% |
| Aetna | 93656 | professional | 60 | 205.62 | 771.08 | 1824.56 | 258.2% |
| UnitedHealthcare | 93970 | professional | 60 | 89.56 | 287.72 | 368.96 | 215.3% |
| UnitedHealthcare | 93925 | professional | 59 | 115.49 | 380.06 | 507.77 | 204% |
| UnitedHealthcare | 75574 | professional | 58 | 300.88 | 531.29 | 628.57 | 249.4% |
| UnitedHealthcare | 93288 | professional | 56 | 42.74 | 63.78 | 99.94 | 204.7% |
| Aetna | 93460 | professional | 56 | 897.59 | 1185.26 | 2200.58 | 180.6% |
| Aetna | 93925 | professional | 55 | 74.19 | 230.48 | 401.09 | 178.1% |
| Aetna | 93283 | professional | 54 | 72.03 | 106.4 | 147.42 | 194.8% |
| Cigna | 93288 | professional | 54 | 40.55 | 64.41 | 97.43 | 201.7% |
| Aetna | 93459 | professional | 54 | 803.46 | 1206.81 | 2123.17 | 195.4% |
| Cigna | 93270 | professional | 53 | 12.37 | 22.65 | 24.3 | 1095.6% |
| UnitedHealthcare | 93270 | professional | 53 | 14.4 | 28.02 | 29.97 | 350.7% |
| Cigna | 93281 | professional | 53 | 94.27 | 116.35 | 167.4 | 265.9% |
| Cigna | 93460 | professional | 53 | 998.13 | 1736.39 | 2521.63 | 256.4% |
| Aetna | 93279 | professional | 52 | 54.73 | 78.4 | 85.2 | 207.4% |
| UnitedHealthcare | 93460 | professional | 52 | 1086.68 | 1657.57 | 2999.54 | 270.6% |
| UnitedHealthcare | 93281 | professional | 51 | 94.96 | 125.27 | 161.82 | 265.8% |
| Cigna | 93459 | professional | 51 | 1014.23 | 1578.94 | 2369.64 | 265.6% |
| Aetna | 75574 | professional | 50 | 220 | 271.66 | 499.86 | 182.4% |
| Aetna | 93270 | professional | 50 | 8.28 | 14.99 | 23.66 | 276.9% |
| Aetna | 93288 | professional | 50 | 33.25 | 50.87 | 76.64 | 141.1% |
| UnitedHealthcare | 93459 | professional | 50 | 1028.19 | 1749.9 | 2786.8 | 306.6% |
| Aetna | 93970 | professional | 50 | 67.1 | 172.83 | 283.17 | 155% |
| Cigna | 93225 | professional | 49 | 46.29 | 49.68 | 52.01 | 326.6% |
| UnitedHealthcare | 93225 | professional | 49 | 47.22 | 49.72 | 65.76 | 270.4% |
| UnitedHealthcare | 93229 | professional | 49 | 1643.92 | 2306.39 | 2724.3 | 340.5% |
| Cigna | 93229 | professional | 48 | 1775.2 | 1969.28 | 2201.42 | 262.1% |
| Cigna | 93297 | professional | 48 | 43.53 | 66.16 | 97.43 | 193.4% |
| Aetna | 93297 | professional | 47 | 18.15 | 28.42 | 45.4 | 84.3% |
| UnitedHealthcare | 93297 | professional | 47 | 55.3 | 75.62 | 111.33 | 300.5% |
| Aetna | 93454 | professional | 47 | 616.1 | 890.98 | 1629.16 | 185% |
| Cigna | 93571 | professional | 47 | 205.73 | 354.68 | 547.23 | 201% |
| Aetna | 93229 | professional | 46 | 1192.98 | 1442.55 | 1795.18 | 222.2% |
| Cigna | 93922 | professional | 46 | 32.38 | 164.68 | 192.46 | 232.3% |
| UnitedHealthcare | 93922 | professional | 46 | 36.53 | 140.38 | 194.1 | 222.4% |
| Cigna | 93282 | professional | 45 | 78.88 | 108.71 | 153.85 | 265.9% |
| UnitedHealthcare | 93454 | professional | 45 | 707.36 | 1260.57 | 1976.48 | 263.7% |
| Cigna | 78492 | professional | 44 | 257.34 | 1657.12 | 2334.76 | 251.7% |
| Aetna | 93281 | professional | 44 | 77.23 | 94.96 | 130.47 | 216.4% |
| UnitedHealthcare | 93282 | professional | 44 | 81.04 | 106.05 | 141.56 | 230.3% |
| Cigna | 93246 | professional | 43 | 18.62 | 26.11 | 32.56 | 248% |
| UnitedHealthcare | 93246 | professional | 42 | 21.56 | 29.48 | 31.82 | 267.5% |
| Cigna | 93350 | professional | 42 | 192.49 | 248.82 | 374.57 | 217.1% |
| UnitedHealthcare | 93571 | professional | 42 | 221.75 | 277.84 | 532.69 | 239.1% |
| Cigna | 33340 | professional | 41 | 1239.04 | 1572.15 | 1994.43 | 246.2% |
| UnitedHealthcare | 33340 | professional | 41 | 1483.7 | 1771.49 | 2175.94 | 277.4% |
| Aetna | 93922 | professional | 41 | 30.56 | 95.15 | 141.23 | 166.8% |
| UnitedHealthcare | 93350 | professional | 40 | 204.57 | 268.9 | 422.48 | 270.4% |
| Cigna | 93454 | professional | 40 | 638.54 | 1153.95 | 1734.45 | 201.7% |
| Aetna | 33340 | professional | 39 | 139.29 | 444.55 | 889.09 | 224.2% |
| Aetna | 93225 | professional | 39 | 18.49 | 35.26 | 48.26 | 247.8% |
| Cigna | 93242 | professional | 39 | 23.46 | 32.32 | 36.74 | 273.3% |
| Aetna | 93571 | professional | 39 | 114.46 | 177.02 | 254.23 | 145.6% |
| Aetna | 93350 | professional | 38 | 78.89 | 160.17 | 268.78 | 195.8% |
| UnitedHealthcare | 93655 | professional | 38 | 664.09 | 957.2 | 1139.86 | 353.8% |
| Aetna | 78492 | professional | 37 | 243.12 | 609.8 | 1573.57 | 465.6% |
| UnitedHealthcare | 93242 | professional | 37 | 28.72 | 31.56 | 34.22 | 272.8% |
| Aetna | 93246 | professional | 37 | 5.9 | 11.8 | 16.77 | 146.5% |
| Aetna | 93282 | professional | 37 | 54.6 | 83.09 | 109.02 | 173.3% |
| Cigna | 93655 | professional | 37 | 613.62 | 730.22 | 850.84 | 275.8% |
| Aetna | 93653 | professional | 36 | 146.61 | 498.88 | 1326.25 | 179.8% |
| UnitedHealthcare | 93653 | professional | 36 | 1663.56 | 1839.04 | 2286.41 | 249.3% |
| UnitedHealthcare | 78492 | professional | 35 | 155.73 | 904.33 | 2803.81 | 168.2% |
| Cigna | 33361 | professional | 34 | 2315.46 | 2978.01 | 3522.12 | 270.8% |
| Cigna | 93224 | professional | 34 | 180.86 | 195.09 | 195.09 | 272.4% |
| UnitedHealthcare | 93224 | professional | 34 | 166.5 | 209.45 | 258.23 | 319.5% |
| Cigna | 93971 | professional | 34 | 52.34 | 200.05 | 277.88 | 243.1% |
| UnitedHealthcare | 33361 | professional | 33 | 2466.39 | 3365.58 | 4386.48 | 310.2% |
| Aetna | 93224 | professional | 33 | 65.72 | 121.96 | 214.16 | 299% |
| Cigna | 93653 | professional | 33 | 1323.89 | 2133.34 | 2317.25 | 289.2% |
| Cigna | 33225 | professional | 32 | 929.97 | 1118.44 | 1293.75 | 276.4% |
| Aetna | 93242 | professional | 31 | 4.63 | 8.39 | 19.87 | 190.6% |
| Cigna | 93793 | professional | 31 | 19.82 | 28.38 | 30.02 | 253.9% |
| UnitedHealthcare | 33225 | professional | 30 | 1004.09 | 1295.32 | 1641.52 | 316.7% |
| Aetna | 33249 | professional | 29 | 156.23 | 562.85 | 1535.3 | 161.2% |
| Aetna | 93655 | professional | 29 | 74.84 | 283.37 | 646.08 | 304.2% |
| UnitedHealthcare | 93657 | professional | 28 | 727.03 | 956.43 | 1174.79 | 353.5% |
| Aetna | 33225 | professional | 27 | 109.59 | 396.72 | 821.92 | 249% |
| UnitedHealthcare | 33249 | professional | 27 | 1897.6 | 2514.67 | 3052.7 | 305.9% |
| Aetna | 33361 | professional | 27 | 242.2 | 838.4 | 1739.31 | 240.6% |
| Cigna | 93657 | professional | 27 | 604.77 | 645.4 | 827.42 | 238.5% |
| UnitedHealthcare | 93793 | professional | 27 | 21.51 | 22.83 | 35.22 | 204.3% |
| UnitedHealthcare | 93971 | professional | 27 | 60.21 | 185.07 | 272.25 | 222.6% |
Median rate by payer, percent of Medicare
Solid line 100% of Medicare.
How this is measured
Rates come from each payer's published Transparency in Coverage machine-readable file, filtered to this specialty's codes and to NPIs the CMS Medicare utilization file shows billing that code. Percentiles are computed per payer, code and site of service across those NPIs, then divided by the locality-adjusted Medicare amount for the same code and place. Full methodology.
- Payer files: 2026-09
Questions
Is this what the practice was paid?
No. These are contracted rates as published by the payer, not allowed or paid amounts.
Why are some cells blank?
Ghost rates are removed using Medicare utilization. A row appears only if that NPI billed the code.
What is an episode total?
Professional plus facility when both exist. We never average them or invent a total from one side.
Saran Siva
Co-founder & CTO, Insight Health · September 2026 files